Free tool · Detroit
What does a squatter cost you in Michigan?
Change the numbers to match your property. The rent is Michigan's own, from HUD; how long it drags on is your call; everything else is yours to overwrite.
Michigan estimate
$33,064
Your numbers.
These are national starting points, not claims about your property. The one figure that drives the total — how long it drags on — is yours to set. Nobody can source it, so we do not pretend to.
How long before you get it back?
6 months
Your assumption, not ours — courts do not publish how long this takes. A contested removal runs in months, not weeks, almost everywhere; how it goes in Michigan is in the guide.
How many bedrooms?
Sets the rent from HUD’s published Fair Market Rent for Detroit — $1,724/mo.
Mortgage / loan payment — per month
$
Only you know this one. The placeholder is roughly a $300k loan at current rates.
Lost rent or delayed sale — per month
$
HUD's Fair Market Rent for this metro, at the bedroom count you picked. It is the 40th percentile of recent-mover rents, so on a renovated or market-rate property it is a floor, not a valuation.
Attorney fees — one-off
$
No public data exists. Our estimate — nothing published backs it. No state bar and no court in any of these markets publishes fee data for an ejectment. Get a written quote and put it here.
Property taxes — per month
$
Your bill, divided by twelve. The placeholder is roughly a $250k property at Philadelphia's 1.3998% — Newark runs 1.845%, Los Angeles 1.187%.
Insurance — per month
$
No public data exists. Our estimate. Vacant cover genuinely does cost more, but the published figures for how much more disagree by a factor of five — anywhere from +25% to 5x. Use your own premium.
Utilities — per month
$
A national placeholder, unless your state overrides it below — Philadelphia's is the Water Department's own published bill. Whoever is inside, you are the ratepayer of record.
Damage and clean-out — one-off
$
No public data exists. Our estimate, and we want to be blunt: NO government body in the United States publishes squatter-damage data. Every figure you have seen quoted traces to one news story or to a lobby survey that counted houses, not dollars. We are not going to launder a number we cannot stand behind — put yours here.
If it happens in Michigan
$33,064
at 6 months— and every extra month adds $4,094.
Against a $0–$120k range, so the bar means something as you drag.
Carrying it, empty ($4,094/mo × 6 mo)
$24,564
One-off costs (attorney, damage)
$8,500
What ruins you is the carry — the months. On top of this you will pay to file, for the sheriff to serve and remove, and for a lawyer. Those are set locally and we do not print a number we cannot cite — but next to the months, they are a sliver.
Can you get any of it back? NO. Taxable costs only ($75/$150). No fee provision.
Why Michigan costs what it does
Michigan is the fastest and cheapest state in this set, and it is not close. No notice to quit is required before you file against a trespasser, and the writ of restitution can issue immediately after judgment rather than waiting the usual ten days.
“comes into possession of premises by trespass without color of title or other possessory interest”
The statute
MCL 600.5714(1)(f); writ issues immediately under MCL 600.5744(3)
Rent, by bedroom
1 bed $1,122 · 2 bed $1,411 · 3 bed $1,724 · 4 bed $1,868
Verified verbatim against the HUD FY2026 FMR Schedule PDF: the Detroit-Warren-Livonia, MI HMFA row reads efficiency 1009, 1BR 1122, 2BR 1411, 3BR 1724, 4BR 1868.
Taxable costs only ($75/$150). No fee provision.
Is there a fast sheriff route?
No — but the SHIELD Act (HB 4846) would create one. In House Judiciary.
This is the bill for finding out too late.
Nothing on this page will get an occupant out, and be wary of anyone who says otherwise. What DeedProof does is earlier and duller: it verifies you own the property, structures the statement you swear before a notary, and files it — so that if someone does break in, the officer at the door has something to work from instead of a lease they cannot check.
The decision still belongs to the officer. Our job is to make it an easy one.
This page is the money. The law behind it is on Michigan’s guide — whether police can arrest, whether a sheriff can act on your affidavit alone, and how long occupation takes to become a claim. Every answer quoted from the statute.